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We are aware of unexpected transaction that have impacted some consumer credit cards. This issue is now resolved. You may still see the transaction, and then a credit to the account.

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Get our best rate on balances up to $15,000—with no monthly fees or hidden requirements.

Earn up to 4.50% APY* with Preferred Savings

We are aware of unexpected transaction that have impacted some consumer credit cards. This issue is now resolved. You may still see the transaction, and then a credit to the account.

Anywhere, anytime banking

Make deposits from your smartphone or connect face-to-face with a teller during regular business hours from a vibrantLive ITM.

Great rates on CDs

We offer terms as short as 3 months or as long as 5 years—with rates that are going up, up, up. Open an account with as little as a $5 deposit.

Member-only discounts

Use your Vibrant Card to save on food and drinks at Vibrant Coffeehouse and Kitchen—and get ready for big surprises at Vibrant Arena.

A stronger community

We're committed to creating opportunities for local entrepreneurs and supporting organizations like Junior Achievement of the Heartland.

What's in it for you?

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Open a 13-month CD in minutes and start earning 5.00% APY*.

It's never been easier to lock in a great rate.

How can we help you?

Checking

No monthly maintenance fee or minimum balance requirement. Includes free mobile deposit, credit monitoring, and you can use Apple Pay and Google Pay to make cash purchases.

No monthly maintenance fee or minimum balance requirement. Includes free mobile deposit, credit monitoring, and you can use Apple Pay and Google Pay to make cash purchases.

Checking

Everyday Savings, Premier Savings, and Elite Savings accounts are tiered accounts; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account. ^^Preferred Savings is a tiered account; for this account, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Limit of one Preferred Savings account per member.

*APY = "Annual Percentage Yield." APYs accurate as of March 1, 2024. These are tiered rate accounts; rates will only apply to the portion of the balance within that tier. $5 Membership Share account required. Federally insured by NCUA. 

Rates as high as 4.50% APY* on balances up to $15,000 or over $1,000,000

Your Vibrant membership starts with a $5 deposit to your membership savings account—but why stop there? Whether you're working to build your nest egg or maximize your earnings on the cash you already have, we've got a solution for you.

Savings

*APR = "Annual Percentage Rate"

Rates as low as 9.900% APR*

Increase your spending power with a Vibrant Credit Mastercard® and save 20% on food and beverages when you use it to pay at Vibrant Coffeehouse and Kitchen.

Credit cards

*APY = "Annual Percentage Yield." APYs accurate as of April 1, 2024. $5 Membership Share account required. Rates subject to change without notice. Federally insured by NCUA.

Rates as high as 5.00% APY*

Boost your rate of return on savings with a certificate of deposit with terms as short as 3 months or as long as 5 years. 

CDs

Make deposits from your smartphone or connect face-to-face with a teller during regular business hours from a vibrantLiveITM.

Anywhere, anytime banking

We offer terms as short as 3 months or as long as 5 years—with rates that are going up right now. Open an account with as little as a $5 deposit.

Great rates on CDs

Use your Vibrant card to save on food and drinks at Vibrant Coffeehouse and Kitchen—and get ready for big surprises at Vibrant Arena.

Member-only discounts

We're committed to creating opportunities for local businesses and entrepreneurs and supporting organizations like Junior Achievement of the Heartland.

A stronger community

What's in it for you?

A man stares at his phone as he opens a high-interest savings account.
A man stares at his phone as he opens a high-interest savings account in moments.
A man looks at his phone as he opens a high-interest savings account online in minutes.
Open an account from anywhere

Got 5 minutes and an internet connection? Then you're ready to open a Vibrant account. All you need is: 
 

  • Your government-issued ID/driver’s license/state ID or passport (make sure the address is current) 
     

  • Your complete physical and mailing address 
     

  • Social Security Number 
     

  • Date of birth 

Open an account from anywhere

Got 5 minutes and an internet connection? Then you're ready to open a Vibrant account. All you need is: 
 

  • Your government-issued ID/driver’s license/state ID or passport (make sure the address is current) 

  • Your complete physical and mailing address 

  • Social Security Number 

  • Date of birth 

A smart phone displays a credit report, included free with Vibrant high-interest savings and high-interest checking accounts.

Download the free Vibrant mobile app to access our credit monitoring tool! Track changes in your credit score, see how future purchases or payments will affect your score, and get customized lending offers to help you save money.
 

It's just one of the great tools available from your phone. Our app also includes access to secure messaging, mobile deposit, and 24/7 bill pay. 

Keep tabs on your credit score

Is a certificate of deposit (CD) right for you?

Right now, CDs are paying their highest rates in more than 20 years—and they’re a safe, secure way to keep your nest egg growing.

Why Vibrant transformed our Bettendorf branch into Vibrant Coffeehouse + Kitchen

At the end of 2023, we opened the doors on our very first branch-to-coffeehouse transformation. It combines full-service digital banking with house-roasted coffee and espresso, all-day breakfast and great lunch options, plus all your favorite energy drinks.

What we're talking about

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