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Make making money

boring again

No meme stocks. No crypto. Just checking and savings accounts where you can earn up to 4.50% APY* on your balance.

Earn more than 7X as much interest on your balances

Preferred Savings

Earn 4.50% APY on balances up to $15,000—with no minimum balance requirement.

  • No monthly service fees  

  • Unlimited transfers and withdrawals  

  • Earn monthly dividends on your average daily balance 

Premier Savings

If your savings balance falls between $25,000 and $100,000, you can earn a higher interest rate without getting locked in.

  • No monthly service fees  

  • Unlimited transfers and withdrawals  

  • Earn monthly dividends on your average daily balance 

Elite Savings

If you maintain a savings balance of $100,000 or more, you can earn rates comparable to a CD without restrictions on withdrawals.

  • No monthly fees 

  • No minimum balance requirements 

  • Unlimited transfers and withdrawals 

  • No penalties if you want to withdraw cash 

  • Earn monthly dividends based on your average daily balance 

  • Talk to us for strategies for insure your deposit above $250,000 

Premier Checking

Earn 4.00% APY on balances up to $25,000—with no hoops to jump through to qualify.

  • No monthly fees  

  • No minimum balance requirement  

  • No direct deposit or debit card transactions required

  • Get paid out monthly 

I'm ready to be bored!

Don't forget to read the most boring part.

“APY” stands for “annual percentage yield,” the real rate of return earned on an investment, taking into account the effect of compounding interest. These APYs are accurate as of May 13, 2024. Rates are subject to change without notice. 
 
Premier Checking is a tiered account, with different dividend rates based on your total balance. For balances up to $24,999.99, account holders earn 4.00% APY. For the portion of their balance of $25,000 and up, account holders earn 1.50% APY. Limit of one Premier Checking account per member.

Preferred Savings is also a tiered account. For balances up to $14,999.99, account holders earn 4.50% APY. For the portion of their balance of $15,000 and up, account holders earn 1.50% APY. Limit of one Preferred Savings account per member.

Premier Savings and Elite Savings are also tiered accounts, but if the account holder’s balance within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account.

To open a Premier Checking, Preferred Savings, Premier Savings, or Elite Savings account with Vibrant, you will need to open a $5 membership share account if you do not already have one.
 
These accounts are all federally insured by NCUA.

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