Move your money to Vibrant in minutes
Our streamlined account opening process makes it easy to move your money and start earning a better rate.
No more jumping through hoops
We don't ask you to maintain multiple accounts with Vibrant or make a certain number of transactions to qualify for our highest rates. Just open an account!
Sit back, relax, and watch your savings grow
High-yield savings and checking accounts are our thing. We're proud to offer the best rates available every day of the year—always without monthly fees or special conditions.
Elite Savings
Average Daily Balance | APY* |
|---|---|
$1,000,000+ | 4.50% |
$250,000 – $999,999.99 | 4.25% |
$100,000 – $249,999.99 | 4.00% |
$0 – $99,999.99 | 0.50% |
Don't keep $100,000 or more in savings? We offer equally great rates for smaller balances, too.
*APY = "Annual Percentage Yield." APYs accurate as of June 13, 2025.
Elite Savings accounts are tiered accounts; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account. $5 Membership Share account required. Federally insured by NCUA.
Ask The Wall Street Journal, Investopedia and CBS News — Vibrant has some of the best rates available.
You don’t have to take our word for it! Our deposit products are nationally recognized for our market-leading rates. That’s why we launched Community Deposits, so your small business, not-for-profit or sports league isn’t left out.
