Add a Title
You deserve a bigger piece of the pie
Don't settle for crumbs—earn up to 4.50% APY* with Vibrant Preferred Savings.
No monthly service fees
You can also make unlimited transactions without extra charges.
Market-leading rates
Our strategy is simple: We look for the highest rates available—and then we blow them away.
No hoops to jump through
Unlike other banks that require you to make a certain number of debit card transactions or sign up for direct deposit before you qualify, at Vibrant all you have to do is open an account.
Current Rates
Current as of August 15, 2024
Average Daily Balance | Preferred Savings ^^ | Premier Savings ^ | Elite Savings ^ |
|---|---|---|---|
APY* | APY* | APY* | |
$0-$99 | 4.50% | 0.10% | 0.50% |
$100 - $9,999 | 4.50% | 0.10% | 0.50% |
$10,000 - $14,999 | 4.50% | 0.10% | 0.50% |
$15,000 - $24,999 | 1.00% – 4.50% | 0.10% | 0.50% |
$25,000 - $49,999 | 1.00% – 4.50% | 3.50% | 0.50% |
$50,000 - $99,999 | 1.00% – 4.50% | 3.50% | 0.50% |
$100,000 - $199,999 | 1.00% – 4.50% | 3.50% | 4.00% |
$200,000 - $249,999 | 1.00% – 4.50% | 3.50% | 4.00% |
$250,000 - $499,999 | 1.00% – 4.50% | 3.50% | 4.25% |
$500,000 - $1,000,000 | 1.00% – 4.50% | 3.50% | 4.25% |
$1,000,000 + | 1.00% – 4.50% | 3.50% | 4.50% |
*APY = "Annual Percentage Yield." APYs accurate as of August 15, 2024. Rates subject to change without notice. $5 Membership Share account required. Federally insured by NCUA.
^Premier Savings and Elite Savings accounts are tiered accounts; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account. ^^Preferred Savings is a tiered account; for this account, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Limit of one Preferred Savings account per member.
Preferred Savings
If you have less than $15,000 in savings, this high-yield account will help you grow your nest egg fast.
Featured rate
4.50% APY*
on balances up to $15,000
Premier Savings
If you typically keep between $25,000 and $100,000 in savings, this account earns you a better-than-average yield.
Featured rate
3.50% APY*
on balances of $25,000 and up
Elite Savings
Got more than $100,000 in savings? Earn interest at rates comparable to a CD—but tap into your cash without penalties whenever you want.
Featured rate
4.50% APY*
on balances of $1,000,000 or more
That's like pie a la mode!