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Introducing a truly revolutionary investment opportunity 

Imagine—a savings account that actually makes you money. Earn 4.50% APY* on your savings balance up to $15,000 with Preferred Savings.  

This is no ordinary savings account 

No minimum balance requirements. No monthly fees. No hassle.

No hidden requirements

You’ll get our very best rate just by opening an account—there are zero hoops to jump through.

Build your

savings fast

You'll actually notice your balance rising with each monthly dividend you receive.

Maximize your savings without sacrificing flexibility

Even though you’ll earn interest comparable to a high-yield CD, you can make a withdrawal at any time with no penalty. 

Right now, the average U.S. savings account pays 0.58% APY*—and chances are good your current savings account is paying much, much less.  With Preferred Savings, you’ll be earning 7.75 times more interest than average. 

How much interest does your current savings account pay?

Average daily balance
APY*
$15,000+
1.00%
$0 –$14,999.99
4.50%
*APY = "Annual Percentage Yield." APYs accurate as of February 1, 2024. Preferred Savings is a tiered account; the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. $5 Membership Share account required. Federally insured by NCUA. 
**As of January 26, 2024, Bankrate.com reports the national average savings account interest rate is 0.58% APY.
Preferred Saving Accounts Rates
as of February 1, 2024
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