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Lock in our best rate in years until fall 2025.

Earn 5.50% APY* on a 23-month CD

Anywhere, anytime banking

Make deposits from your smartphone or connect face-to-face with a teller during regular business hours from a vibrantLive ITM.

Great rates on CDs

We offer terms as short as 3 months or as long as 5 years—with rates that are going up, up, up. Open an account with as little as a $5 deposit.

Member-only discounts

Use your Vibrant Card to save on food and drinks at Vibrant Coffeehouse and Kitchen—and get ready for big surprises at Vibrant Arena.

A stronger community

We're committed to creating opportunities for local entrepreneurs and supporting organizations like Junior Achievement of the Heartland.

What's in it for you?

Add a Title

Lock in our best rate in years until fall 2025.

Earn 5.50% APY* on a 23-month CD

How can we help you?

Checking

No monthly maintenance fee or minimum balance requirement. Includes free mobile deposit, credit monitoring, and you can use Apple Pay and Google Pay to make cash purchases.

No monthly maintenance fee or minimum balance requirement. Includes free mobile deposit, credit monitoring, and you can use Apple Pay and Google Pay to make cash purchases.

Checking

*APY = "Annual Percentage Yield." APYs accurate as of September 12, 2023. $5 Membership Share account required. Rates subject to change without notice. Federally insured by NCUA.

Rates as high as 4.50% APY* on balances up to $15,000 or over $1,000,000

Your Vibrant membership starts with a $5 deposit to your membership savings account—but why stop there? Whether you're working to build your nest egg or maximize your earnings on the cash you already have, we've got a solution for you.

Savings

*APR = "Annual Percentage Rate"

Rates as low as 9.900% APR*

Increase your spending power with a Vibrant Credit Mastercard® and save 20% on food and beverages when you use it to pay at Vibrant Coffeehouse and Kitchen.

Credit cards

*APY = "Annual Percentage Yield." APYs accurate as of September 12, 2023. $5 Membership Share account required. Rates subject to change without notice. Federally insured by NCUA.

Rates as high as 5.50% APY*

Boost your rate of return on savings with a certificate of deposit with terms as short as 3 months or as long as 5 years. 

CDs

Make deposits from your smartphone or connect face-to-face with a teller during regular business hours from a vibrantLiveITM.

Anywhere, anytime banking

We offer terms as short as 3 months or as long as 5 years—with rates that are going up right now. Open an account with as little as a $5 deposit.

Great rates on CDs

Use your Vibrant card to save on food and drinks at Vibrant Coffeehouse and Kitchen—and get ready for big surprises at Vibrant Arena.

Member-only discounts

We're committed to creating opportunities for local businesses and entrepreneurs and supporting organizations like Junior Achievement of the Heartland.

A stronger community

What's in it for you?

Banking Checking Why.jpg
Open an account from anywhere

Got 5 minutes and an internet connection? Then you're ready to open a Vibrant account. All you need is: 
 

  • Your government-issued ID/driver’s license/state ID or passport (make sure the address is current) 
     

  • Your complete physical and mailing address 
     

  • Social Security Number 
     

  • Date of birth 

Open an account from anywhere

Got 5 minutes and an internet connection? Then you're ready to open a Vibrant account. All you need is: 
 

  • Your government-issued ID/driver’s license/state ID or passport (make sure the address is current) 

  • Your complete physical and mailing address 

  • Social Security Number 

  • Date of birth 

Download the free Vibrant mobile app to access our credit monitoring tool! Track changes in your credit score, see how future purchases or payments will affect your score, and get customized lending offers to help you save money.
 

It's just one of the great tools available from your phone. Our app also includes access to secure messaging, mobile deposit, and 24/7 bill pay. 

Keep tabs on your credit score

Is a certificate of deposit (CD) right for you?

Right now, CDs are paying their highest rates in more than 20 years—and they’re a safe, secure way to keep your nest egg growing.

Why Vibrant is turning its Bettendorf branch into a coffeehouse

This summer, Vibrant begins construction at its Bettendorf branch to create something new—a convenient place to do your banking that is also a full-service restaurant.

What we're talking about

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