Save on interest with rates as low as 9.90% APR*
Get credit for your good credit. The Vibrant Mastercard gives you financial flexibility whenever you need it.
Set aside 5-10 minutes to complete the online application.
We’ll contact you to let you know if your application has been approved. If not, talk to us about other options that can help you improve your credit.
Once approved, expect your new card in the mail within 7–10 days.
We’ll review your application and your credit report to determine your interest rate and credit limit.
What to expect
Yes! There are no fees to transfer balances from other accounts (up to your credit limit), though you will be charged interest on those balances as soon as they are transferred.
Yes, we offer unsecured fixed-rate loans for a variety of purposes, from debt consolidation to home improvements. The amount of the loan is dependent on several factors, including your credit history, debt-to-income ratio, membership history, and other considerations. Find out more!
Get the Vibrant Credit Mastercard
No annual fee
No cash advance fees
No balance transfer fees
Pay less interest when you need to carry a balance
Plus, you'll get an instant 20% discount on all food and drink orders at Vibrant Coffeehouse and Kitchen when you pay with your Vibrant Mastercard.
Rates as low as 9.900%
*APR= "Annual Percentage Rate." Vibrant Credit Mastercard: 9.90%- 18.00% APR when you open your account, based on creditworthiness. $5 Membership required.