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Woman looking at her phone Vibrant Credit Union

Want to be better with money?

It’s easy. 

Open a Preferred Savings account in less than 5 minutes and start earning 4.50% APY* on your balance up to $15,000.

Move your savings to Vibrant. We’ll take care of the rest.  

Say goodbye to nitpicky requirements

We won’t ask you to maintain a minimum balance or open multiple accounts to qualify for our best rate. Just move your money, sit back, and watch your savings grow. 

Earn up to 450x the interest you're earning now

Nationwide, the average yield on a savings account** is currently 0.57% APY*—and many banks whose names you’d recognize offer as little as 0.01% APY.  

Stop worrying about whether you've found the best deal

High-yield savings and checking accounts are our thing. We’re proud to offer the best rates available every day of the year—without monthly fees or special conditions. 

Average daily balance
$0 –$14,999.99
4.50% – 1.00%
 ^^Preferred Savings is a tiered account; for this account, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Limit of one Preferred Savings account per member.

**As of May 8, 2024, reports the average U.S. savings account interest rate is 0.57% APY.

*APY = "Annual Percentage Yield." APYs accurate as of May 13, 2024. These are tiered rate accounts; rates will only apply to the portion of the balance within that tier. $5 Membership Share account required. Federally insured by NCUA. 
Preferred Saving Account Rates
as of May 13, 2024

Sure, with our 24/7 online and mobile banking, you’ll probably never need one.  


But if you do, we offer full-service digital banking at every Vibrant Coffeehouse + Kitchen location—as well house-roasted coffee and espresso, great food, and maybe even a triple chocolate chip cookie to reward yourself for being so responsible with your finances. 

By the way, you’re going to love our new branches.

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