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For big expenses of $3,000 or more, our personal loans offer flexibility and convenience-with up to 36 months to pay.
Get the money you need now
Why choose a personal loan from Vibrant?
Life doesn’t always go as planned. When you find yourself in a situation where you need to borrow $3,000 or more, our personal loan offers:
Versatility. Use it for virtually anything from auto repairs and home improvements to a dream wedding or vacation.
Competitive rates. Interest rates on unsecured loans can sometimes run as high as 30%, but ours are in line with overall market trends.
No origination fee.
What to expect
“The Fed isn’t done raising rates yet, so there is more room to run on savings accounts, money markets, and short-term CDs, while long-term CD yields will peak early in 2023.”
Greg McBride, CFA, Bankrate Chief Financial Analyst
Quick & easy application
Decisions made by real people
“The Fed isn’t done raising rates yet, so there is more room to run on savings accounts, money markets, and short-term CDs, while long-term CD yields will peak early in 2023.”
Greg McBride, CFA, Bankrate Chief Financial Analyst
Instant access to cash
“The Fed isn’t done raising rates yet, so there is more room to run on savings accounts, money markets, and short-term CDs, while long-term CD yields will peak early in 2023.”
Greg McBride, CFA, Bankrate Chief Financial Analyst
Easy repayment
“The Fed isn’t done raising rates yet, so there is more room to run on savings accounts, money markets, and short-term CDs, while long-term CD yields will peak early in 2023.”
Greg McBride, CFA, Bankrate Chief Financial Analyst
*APR= “Annual Percentage Rate.” Actual rate to be determined by credit score. Payment terms up to 36 months. $5 Membership required for all consumer loans.