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Open Positions Learn why our employees love working at Vibrant We’ve worked hard to create a culture that inspires people to do great work every day. We want you to feel energized and empowered by the work you do, whether you’re working directly with members or supporting the people who do. You deserve a great place to work.

Want to make sure your Vibrant accounts stay safe? We've put together some helpful tips for helping you recognize fraud attempts before it's too late. If a person, business, or organization you don't have an existing relationship with asks you for money or personal information, be on guard. Make sure they are who they say they are. Unsolicited If you’re contacted out of the blue by an organization you DO have a relationship with, don’t respond directly. Instead, contact the organization via their publicly available phone number or email address so you can verify it's a legit request. Unexpected Scammers know the more time you have to think, the more questions you’ll ask. Even in a genuine emergency, no one will ask you to disclose personal or financial information before you do anything else. Urgent How to detect potential scams Your Caller ID may tell you Vibrant is calling, but it could be a scammer. If a caller asks you to provide any of the information below, this could be an attempt to access your personal account. Say nothing and hang up! Anything more than the last 4 digits of your debit or credit card Any security or verification code you receive via text or email Your account or routing number Your complete Social Security Number Your account password Your PIN Watch out for spoof calls and text messages Frequently asked questions Does Vibrant ever verify my identity by texting or emailing me a code? If you’ve set up two-factor authentication (2FA) on your account—and we highly recommend it—you will receive a code via text or email when you try to log in to verify it’s really you. While you'll need to enter that code on your browser or mobile app to complete your login, Vibrant will never ask you to tell us what the code is. Can a scammer access my account even if I don’t tell them my password? Unfortunately, yes. Scammers may find your login information through a data breach, on the dark web, or through other phishing tactics. Two-factor authentication (2FA) offers additional protection, but it's not foolproof. A common scam is to try bypass 2FA by pretending to be a legitimate caller who wants to verify your identity by sending you a security code, which they'll ask you to read back to them. If you tell them the code, unfortunately, they can use it to log in from their device. How do I set up two-factor authentication (2FA) on my account? Log in to your account and go to Settings, then choose the Security tab. Toggle the on/off switch next to Two-Factor Authentication to ON to require a second security code via email, text, or voice call (you'll have the option to choose the method that works best for you any time you log in). What if a caller tells me I owe money and they need immediate payment? Legitimate organizations, including the IRS, your local tax assessor, or your financial institution, will never ask you to provide payment via a gift card, prepaid debit card, or wire transfer. If you get a a call demanding immediate payment and they want you to use one of these payment methods, it's a scam. In addition, a legitimate caller will never threaten to alert law enforcement, immigration officials, or other authorities to collect a debt. What should I do if I think I may have been scammed? Contact us immediately to report the incident. We’ll place a fraud alert on your account and help you reset your login information. (And no, we won't ask you to tell us your new password.) FAQ

Open an accont online With Premier Checking, you can turn your spending money into earning money. Earn 4.00% APY* on balances up to $24,999 You've never seen a checking account like this before Get all the perks, including free online banking with mobile deposit and free credit monitoring, without paying extra. No monthly fees You don’t have to keep a large balance to earn a great rate. You’ll start earning interest with every dollar you deposit. No minimum balance requirement Unlike many high-yield checking accounts, we don’t require you to sign up for direct deposit or make a minimum number of monthly transactions. No hoops to jump through Each month, you’ll receive a monthly dividend based on your average daily balance. Get monthly interest dividends Add a Title Open an account online With Premier Checking, you can. turn your spending money into earning money. Earn 4.00% APY* on balances up to $24,999 Premier Checking Rates As of April 1, 2024 *APY = "Annual Percentage Yield." APYs accurate as of April 1, 2024. **Premier Checking is a tiered account. For this account the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Limit of one Premier Checking account per member. $5 Membership Share account required. Rates subject to change without notice. Federally insured by NCUA. Ready to make your money work harder? Open a checking account . Average Daily Balance APY* $25,000+ 1.50% – 4.00% $ 0 – $24,999.99 4.00%

The Vibrant Advantage Exclusive deals and discounts for Vibrant members only Not to brag, but you're kind of a big deal. Your Vibrant membership has granted you access to the VIP line. Check your inbox often for new offers and exclusive advantages. Not a member yet? We can fix that. Open an account Lynyrd Skynyrd and ZZ Top 20% off purchase of two tickets ENCORE! Membership Vibrant Advantage: 50% off membership Featured Offers Upcoming Offers Apr 13, 2024 Lynyrd Skynyrd and ZZ Top 20% off with the purchase of 2 tickets 7:00 p.m. Apr 20, 2024 QC Steamwheelers vs Mass Pirates $2.50 off tickets 7:05 p.m. Apr 28, 2024 QC Steamwheelers vs Tulsa Oilers $2.50 off tickets 3:05 p.m. May 4, 2024 Monster Jam $7 off all tickets (evening show only) 7:00 p.m.

Submit a donation request The basics Are you looking for funding, giveaway items, or some extra helping hands? Get in touch. ​ You must be a nonprofit or tax-exempt organization Submit a request at least 30 days in advance of your event (longer is better!) No solicitations will be allowed on Vibrant property Causes we support While we can’t help out with every request, we love to work with organizations that support these goals: ​ Community development Civic affairs Culture Education (including booster clubs and PTAs) Environment Financial literacy Health and welfare Public safety Youth character building (including scouting, sports clubs, and other organizations) Find out what we can do for you Get a little help from your friends We care about the communities where our members live and work Get a little help from your friends We care about the communities where our members live and work

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Increase your financial flexibility by opening an IRA. Make retirement planning less taxing Contact an advisor Choose the type of account you want You can choose to deposit your IRA contributions in a traditional savings account or in an IRA certificate of deposit (CD). See our current CD rates. Make a tax-deductible contribution As of 2023, you can contribute up to $6,500 a year to your IRA account if you're younger than 50. After that, you can contribute up to $7,500 a year. These contributions are tax-deductible at the time of contribution. Avoid penalties for early withdrawal You can withdraw your money from an IRA at any time—but if you're below the age of 59 and 1/2 years, you may be subject to additional tax penalties except in certain circumstances. Start making withdrawals by age 72 Once you reach 72 years of age, you're required to receive a minimum distribution from your account every year. The exact amount will depend on your balance and your estimated life expectancy. Your IRA distribution is subject to state and federal taxes. How a traditional IRA works Make retirement planning less taxing Increase your financial flexibility by opening an IRA Contact an advisor Make your savings work harder with a CD Get a better return on your savings when you invest in a certificate of deposit. Invest as little as $5 and for as short a period as 3 months. See rates

Open an accont online With Preferred Savings, your money can start working as hard as you do. Earn 4.50% APY* on savings up to $14,999 You’ll start earning interest at the same rate million-dollar depositors do with the very first $5 you deposit. Build up savings fast With Preferred Savings, you can reach your goals faster with monthly dividend payments. Save up for a big purchase Even though you’ll earn interest comparable to a high-yield CD, you can make a withdrawal at any time with no penalty. Earn more without sacrificing flexibility No monthly fees. No minimum balance requirements. What's your savings goal? Add a Title Earn 4.50% APY* on savings up to $14,999 With Preferred Savings, your money can start working as hard as you do. Open an account online Average daily balance APY* $0 –$14,999.99 4.50% $15,000+ 1.00% ^Everyday Savings, Premier Savings, and Elite Savings accounts are tiered accounts; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account. ^^Preferred Savings is a tiered account; for this account, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Limit of one Preferred Savings account per member. ​ *APY = "Annual Percentage Yield." APYs accurate as of April 1, 2024. Preferred Savings is a tiered account; for this account, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Limit of one Preferred Savings account per member.​. $5 Membership Share account required. Federally insured by NCUA. Preferred Savings Rates As of April 1, 2024