What's your savings goal?
No monthly fees. No minimum balance requirements.
Build up savings fast
You’ll start earning interest at the same rate million-dollar depositors do with the very first $5 you deposit.
Save up for a big purchase
With Preferred Savings, you can reach your goals faster with monthly dividend payments.
Earn more without sacrificing flexibility
Even though you’ll earn interest comparable to a high-yield CD, you can make a withdrawal at any time with no penalty.
Add a Title
Earn 4.50% APY* on savings up to $14,999
With Preferred Savings, your money can start working as hard as you do.
Preferred Savings Rates
Average daily balance | APY* |
|---|---|
$0 –$14,999.99 | 4.50% |
$15,000+ | 4.50% – 1.00% |
*APY = "Annual Percentage Yield." APYs accurate as of May 2, 2025.
Preferred Savings is a tiered account; for this account, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Limit of one Preferred Savings account per member. $5 Membership Share account required. Federally insured by NCUA.