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With Preferred Savings, your money can start working as hard as you do.

Earn 4.50% APY* on savings up to $14,999

You’ll start earning interest at the same rate million-dollar depositors do with the very first $5 you deposit.

Build up savings fast

With Preferred Savings, you can reach your goals faster with monthly dividend payments.

Save up for a big purchase

Even though you’ll earn interest comparable to a high-yield CD, you can make a withdrawal at any time with no penalty.

Earn more without sacrificing flexibility

No monthly fees. No minimum balance requirements.

What's your savings goal?

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Earn 4.50% APY* on savings up to $14,999

With Preferred Savings, your money can start working as hard as you do.

Average daily balance
APY*
$0 –$14,999.99
4.50%
$15,000+
4.50% – 1.00%

Preferred Savings is a tiered account; for this account, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Limit of one Preferred Savings account per member.

*APY = "Annual Percentage Yield." APYs accurate as of August 12, 2024. Preferred Savings is a tiered account; for this account, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Limit of one Preferred Savings account per member.​ $5 Membership Share account required. Federally insured by NCUA. 

Preferred Savings Rates

Current as of August 12, 2024

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