Flexible terms
5-, 10-, or 15-year repayment terms
One-time lump sum
Receive the full loan amount upfront, making it ideal for large expenses
No prepayment penalties
Enjoy the freedom to pay off your loan early without additional fees
Local knowledge
Mortgage Center serves members throughout the Midwest. Wherever you're headed, our experts are ready to help you understand home trends near you.
Affordable rates & fees
There's a reason people turn to credit unions when they're looking for a loan. Mortgage Center is committed to delivering you the best service at the lowest possible cost.
Education & guidance
Mortgage Center will make sure you understand your options at every step of the process—no jargon required.
Fast, convenient closings
Mortgage Center works hard to make sure your loan closes as quickly as possible. They also make it easy to handle final paperwork—even if you're not in your new city yet.
Today's rates
Ready to unlock your home's potential?
Say hello to our friends at Mortgage Center, a credit union-owned mortgage company with more than 30 years' experience helping members purchase their dream home — and offering home equity loans to help them make the most of it. You'll find affordable payments, competitive rates, and terms that fit your goals—whether you're planning to upgrade in a few years, have found your forever home, or want to tap into your equity for renovations, debt consolidation, or more.
(i) Any loan fee that is a percentage of the credit limit under the plan and an estimate of any other fees imposed for opening the plan, stated as a single dollar amount or a reasonable range.
(ii) Any periodic rate used to compute the finance charge, expressed as an annual percentage rate as determined under § 1026.14(b).
(iii) The maximum annual percentage rate that may be imposed in a variable-rate plan.
The Assumptions link takes us to the disclosures but TILA requires Clear and Conpicuous disclosures meaning the disclosed aspects have qual prominence and in close proximity to the advertised rates or payments triggering the required disclosures,