
Make your brand the easiest line to sell.
When a buyer walks onto a dealer lot and financing isn’t available — or it’s slow, complicated, or off-brand — deals stall. Inventory sits. Dealers get frustrated and start pushing lines that are easier to sell. A manufacturer-backed financing program changes that equation.
We can help remove the friction between “I want it” and “I’ll take it.”
50%+ apps
are auto-approved on the spot
30 minute
minute turnaround on manual underwriting
50 states
covered by dedicated relationship managers

A Relationship, Not a Help Desk
Vibrant is a federally insured, member-owned credit union — not a bank, not a captive finance arm of a larger conglomerate.
We don't hide behind automated systems. You get a dedicated team that picks up the phone, knows your business, and moves at the speed your dealers need.
More units moved
Point-of-sale financing converts browsers into buyers. When your dealers can approve a customer in minutes, deals close the same day.
Stronger dealer relationships
Equip your dealers with a tool that makes their job easier and their customers happier. They’ll prioritize your line over competitors.
Brand presence at every sale
Your program, your name, your rates. Every financed transaction reinforces your brand — not a generic lender’s.
Data and visibility
Understand what’s selling, where, and at what terms. A dedicated program gives you intelligence your competitors don’t have.
Trusted by manufacturers who demand more.
We run exclusive financing programs for Yanmar, YCENA, McCormick, and Wacker Neuson — and we’re selective about who we build with next. Our best partnerships are built on shared commitment to dealer success and customer experience.



Let's see if we're the right fit.
Complete the form below, and our we will be in touch within one business day. Prefer to reach out directly? Contact Cale Van Genderen at 309-235-4349.


