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Big interest rates

for your small business.

Woman working

Simplified banking

for your growing business.

Spend less time managing accounts and more time growing your business. Enjoy hassle-free solutions tailored to your small business needs, allowing you to bank smarter, faster, and easier. It’s banking designed with your busy schedule and your peace of mind at heart. Stress-free looks good on you!

Checking

Savings

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Think your bank can beat our rates?

Checking

3.00%

APY*

Savings

3.25%

APY*

*APY = "Annual Percentage Yield." APYs accurate as of November 14, 2025. Rates are shown for Community Checking and Community Savings programs. $5 Membership Share account required. See our current rates for more details. Rates subject to change without notice. Federally insured by NCUA.

 

Community Checking is a tiered account. For this account, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Balances less than $50,000 earn 3.00% APY. Balances greater than $49,999.99 earn between 1.00%-3.00% APY. 

Focus on your business

and we'll take care of the rest.

Get industry-leading interest rates

No hidden fees or transaction limits

24/7 mobile account management

Experienced support team

Still don’t believe us? Here’s how those numbers could stack up for you.

$25,000

savings account size

x

3.25%

APY*

=

$824.71

earnings per year

*APY (Annual Percentage Yield) reflected for the Community Savings is accurate as of November 14, 2025 and may change at any time without notice. The example provided is for illustrative purposes only for what an account could earn after a year which assumes no withdrawals or additional deposits. Actual earnings may vary based on account balance, interest rate changes, and other factors. Please consult with your financial advisor or bank representative for more information.

Our current product offerings:

Community Checking

3.00%

APY*

Community Savings

3.25%

APY*

Here's what you get

when you bank with Vibrant.

  • Earn interest with market-leading rates

  • Free online banking with mobile depositing

  • ACH payments enabled (bills & payroll)

  • Includes debit card

  • Write unlimited checks

  • Dividends paid monthly

  • Federally insured by NCUA

  • No monthly service fees

  • No transfer/withdrawal limits

  • No minimum balance requirements

  • No direct deposit requirements

  • No check clearing limits or transaction limits

Gain membership access to our nationally-ranked CD rates

Flexible credit card options

Insured Money Market Accounts for balances up to $15M

Relevant resources

we've found for you.

Forget Google—we've dug through the internet ourselves to find resources that can be helpful to new and experienced small business owners.

Gardening

Do you need to start an LLC for your business?

Donation Box

How do you decide what to charge your customers?

Volunteers Lifting Construction Frame

When's the right time to hire employees?

No hoops. No hassle. Always great rates.

Ready to get started?

Let’s partner up together.

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