Stop Waiting on Payday

Whether you're heading out for the weekend, paying bills, building your savings, or simply trying to simplify your finances, direct deposit can make payday easier.

Instead of receiving a paper check and taking extra steps to access your money, direct deposit automatically deposits your paycheck into your account, helping you get access to your funds faster and more conveniently.

Here are 10 reasons more people are making the switch.

1. You Could Get Paid Up to 2 Days Early

Eligible direct deposits may arrive in your Vibrant account up to 2 days before your scheduled payday.*

That's quicker access to your money when you need it most without changing your payroll schedule.

2. Payday Happens Automatically

No waiting for a paper check.

No worrying about whether your paycheck is available.

Your money is deposited directly into your account automatically, helping make payday one less thing to think about.

3. No Trips to the Branch

With direct deposit, your paycheck goes straight into your account.

That means no stopping at a branch, ATM, or mobile deposit screen before your money becomes available.

Your paycheck is already where you need it.

4. It's More Secure Than a Paper Check

Paper checks can be lost, damaged, delayed, or misplaced.

Direct deposit reduces those risks by securely transferring funds directly into your account.

5. Budgeting Becomes Easier

When your paycheck is deposited automatically, you know when your money is arriving and where it's going.

That consistency can make it easier to:

• Pay bills on time

• Avoid late fees

• Track spending

• Stick to your budget

  
  

6. Put Your Money to Work Sooner

When your paycheck is deposited directly into your Vibrant account, your money can immediately start working for you.

Our Premier Checking account earns up award-winning rates helping you get more from every payday.

7. Building Savings Gets Easier

Many employers allow you to split your paycheck between multiple accounts.

That means part of your paycheck can go directly into savings, helping you build emergency funds and savings goals automatically.

Sometimes the easiest way to save is to automate it.

8. Access Your Money Nearly Anywhere

Some members worry that moving their paycheck means losing convenient access to their cash. Not with Vibrant.

Members have access to more than 37,000 surcharge-free ATMs nationwide through the CO-OP Network, making it easy to access cash close to home or while traveling.

9. There Are No Fees

Setting up direct deposit doesn't cost anything.

It's an easy way to simplify how you get paid while taking advantage of the features already available with your Vibrant account.

10. It's Better for the Environment

Direct deposit helps reduce paper waste by eliminating printed checks and reducing transportation associated with check delivery and deposits.

It's a small change that can make a positive impact over time.

Ready to Get Started?

Setting up direct deposit only takes a few minutes.

You'll need:

• Your Vibrant account number

• Vibrant's routing number (271183646)

To find your account number, simply go to your account details in online banking, and select the eye button to unhide your full account number. Not enrolled? No problem. Click here to register for online banking.

Then simply provide that information to your employer through your payroll system or HR department. Once your request is processed, you'll be ready to enjoy a faster, easier payday!

*Early access to direct deposit funds depends on the timing of the submission of the payment file from your employer or payer. Funds may be made available up to two days before the scheduled payment date but are not guaranteed. Not all direct deposits qualify.